What makes this strategy of your 40% cut in debt work and with only an appraisal and credit report to get started?

You must understand It's what happens to the LTV, the loan-to-value that determines outcomes. In order to interest the bank in selling your first and any second or heloc loans, you MUST first of all be UNDERWATER enough, or behind in payments. http://joetees79.tripod.com/refinance-underwater-loans [831-998-7830] We refinance by buying all your loans for 65% of value. Your new 75% LTV, cuts loan debt 40% and payments big time!

How Much Is Your Property UNDERWATER? (subject to current appraisal)

a) If your total loans add up to over 1 million
   you MUST be underwater or have a LTV of 110% or more
b) If your total loans add up to over 500K to 1 million
   you MUST be underwater a LTV of 115% or more
c) If your total loans add up to under 500K
   you MUST be underwater or have a LTV of 120% or more

If you deduct what we pay the Bank or 65% in cash up to $5MM for loans from the above LTVs we get a LTV balance of
a) 45% from 110%
b) 50% from 115%
c) 55% from 120%

If we succeed with the bank, you then deduct the Investor's share of 10% for our costs and profit, your savings in LTV% are Net -

a) 35% savings for the owner at $1,000,000 or more total loans
b) 40% savings for the owner at $500,000 to $1 million
c) 45% savings for the owner at under $500,000
Average 40% savings for the owner - "YOUR 40%"

How Much Are The Big Time Dollar Savings?

Your present total loan in dollars less new loan total at say 75% LTV gives us dollar savings, or your 40%, and at your present interest rate equals present savings, and dollar savings at new interest rate equals interest savings. The total savings could be from both debt and interest savings. We will estimate actual savings for you.

TITLE

The title to your property stays in your name throughout the legal transaction as we are only buying the notes underlying the loans. We furnish a bridge loan until the permanent financing is obtained from our loan licensed banking source or yours.

CREDIT

Will this 40% strategy work for you to eliminate all the negative equity and all of the loans included above? If you answered yes and you will go forward, what is your known credit score, or best guess _________. We will need a three-bureau credit report with scores from freecreditreport.com to validate the scores. If the highest score is 680 and above you're qualified for a permanent loan by the lendor of say 75% LTV. If the highest score is under 680 you are qualified for a temporary loan of up to three years or until your credit is repaired. The temporary loan will be a hard money loan at the hard money range of rates. Is this all clear? Please call us for clarification [831-998-7830]

Remember, you can say "NO" anytime, and put a stop to any further actions. The good news is that the New Residential Back Flip financing will not only avoid any foreclosure 100% every Time with our "Short Pays" to banks, which is not a short sale or modification or any other usual option. This is how you keep and stay in your home without having to struggle with payments any longer or risk any kind of foreclosure! http://joetees79.tripod.com/refinance-underwater-loans [831-998-7830] we refinance all your loans by buying all for 65% of vallue. Your new 75% LTV cuts loan debt 40%, payments big time!

There is the usual loan application, proof of income, letters of authorization to sign and etc., the appraisal for the bank for current value, etc.. But we promise you the results are well worth the effort. If interested in this strategy you should contact us as soon as possible for discussion. [831-998-7830]